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The UAE climbed to a B grade in the 2026 Global Pension Index, with its overall score rising to 70.0 from 64.9 in 2025.
WAM
The UAE has climbed in the 2026 Global Pension Index, the Emirates News Agency (WAM) reported. Its overall score rose from 64.9 in 2025 to 70.0, lifting the grade from C+ to B. The index is published by Marsh and CFA Institute.
How did the UAE perform in the 2026 Global Pension Index?
The UAE improved both its score and its ranking among the retirement-income systems assessed. It moved from a C+ to a B grade and earned an A in adequacy and integrity. These grades reflect strong pension benefits and protections for insured members.
What does the Global Pension Index measure?
The index is published by Marsh (formerly Mercer) and CFA Institute. It assesses retirement systems across three main pillars: adequacy, sustainability and integrity.
It also considers a range of economic, social and demographic factors. GPSSA said the index is an important international benchmark. It supports the continued development of the UAE’s retirement-income system.
What reforms support the UAE pension system?
The pension system has seen several legislative and administrative developments in recent years. These include Federal Decree-Law No. 57 of 2023 on Pension and Social Security. Digital services have continued to develop, and efforts to strengthen financial literacy and early retirement planning have grown.
GPSSA noted that strengthening sustainability is an ongoing national responsibility. The focus is on protecting the rights of insured members and pensioners today. It also aims to ensure the system can serve future generations.
How does GPSSA help citizens plan for retirement?
GPSSA supports citizens through several initiatives. The Wafra programme promotes financial literacy. The Balanced Step programme provides financial guidance.
Pension Advisory Services and the Ma’ashi digital platform also help citizens prepare for their financial future.
What happens next for the UAE pension system?
GPSSA confirmed it will keep reviewing the index findings and recommendations with relevant government entities. It will use these insights to develop the system further, improve services and strengthen pension sustainability for current and future generations.
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