Ramadan 2026: How to calculate Zakat on gold in the UAE

As Ramadan approaches, Muslims in the UAE begin calculating their Zakat, a mandatory act of charity and one of the core pillars of Islam.

Zakat applies to certain forms of wealth, including cash, savings, investments, and gold. With gold prices remaining high compared with previous years, many people may find that the amount of Zakat they owe has increased, according to Gulf News.

There are two main forms of Zakat commonly paid during Ramadan.

Zakat al-Fitr (Fitrana) is a compulsory donation given before the Eid prayer. It is paid on behalf of every family member and is usually equivalent to about 2.5 kilograms of staple food or its cash value, which is around Dh25 per person in the UAE.

Zakat al-Mal, or wealth Zakat, is calculated at 2.5% of qualifying assets that have been held for a full lunar year. While it can be paid at any time, many Muslims choose to give it during Ramadan for greater spiritual reward.

Why gold matters more this year

Gold prices have risen sharply compared with previous years, which directly affects Zakat calculations. As of mid-February 2026, gold prices in the UAE remain elevated, despite easing slightly from recent peaks. This means that anyone holding gold may now cross the minimum threshold required for Zakat, even if they were previously below it.

Compared with early 2025, gold prices have nearly doubled, reflecting global trends driven by economic uncertainty and strong demand for safe-haven assets.

How to calculate Zakat on gold

Zakat on gold is calculated if your holdings meet or exceed the Nisab, the minimum amount of wealth that makes Zakat obligatory. The Nisab is equivalent to:

• 87.48 grams of gold, or
• 612.36 grams of silver

If your gold holdings meet the Nisab and have been owned for one full lunar year, Zakat is due at 2.5% of the current market value of that gold.

For example, if the value of your gold has increased due to higher prices, the Zakat payable will also rise, even if the quantity of gold remains the same.

Who Is required to pay Zakat?

Zakat is obligatory for adult Muslims whose total qualifying wealth exceeds the Nisab for a full lunar year. This includes savings, investments, and assets such as gold. Paying Zakat not only fulfils a religious obligation but also supports those in need within the community.